Hard Money Loans

Hard Money loans

Turned Down By Other Lenders? 


    • There are No upfront fees 

    • All loans are for LLC or Corporations

    • Some loans allow the Payments to be escrowed: “Case by case”

    • We always provide preliminary terms upfront at NO cost.  

    • No minimum Credit scores: Case by Case

    • We lend Nationwide. 


Hard Money loan programs:

  • Multifamily

  • Rental Loans

  • (ARM) Adjustable Rate Mortgages

  • Blanket Loans *Portfolio lending

  • New Construction Loans

  • Commercial Loans *Minimum Loan request 3M

  • Loan amounts are based on the asset value and the loan program you select.

  • What factors dictate the percentage, the interest and the points of a loan? 

         -Your credit score 

         -Your experience 

         -How profitable the deal is. 

  • Terms: 

         -12 months to 30 years.

  • Fix and Flips 

  • Up to 75% LTV 

  • Up to 90% LTC *Case by Case

  • The minimum loan request per loan is 100$ without the renovation budget included. 

  • The maximum loan request is 10M Up to 100% of the renovation budget. 

  • *We can close (SFH) as fast as 4 to 10 days once we have all the documents. Covid-19 has changed closing times.

  • Escrowed loans will allow the investor to roll payments into the loan up to 12 months. Case by Case. 

  • New Construction loans could allow the investor to roll monthly payments into the loan. ) 

         -Up to 80% LTC.            

         -Minimum Credit Score 650

         -Must have construction experience.

         -No out of pocket. *Case by Case

  • Multifamily, ARM, 30 years fixed, Blanket Loans, Commercial Loans and other loans up to 80% LTC.

  • *We can close (MF) as fast as 35 to 60 days once we have all the documents. Covid-19 has changed closing times.   


  • Blanket Loans: Portfolio Loans. 

  • Minimum loan request 100k 

  • Up to 75% LTC



  • The minimum loan request is calculated by multiplying the purchase price by the LTV/LTC.


  • 75% LTV = 75% of the Purchase price. $134,000 x 75% = $100,500. 
  • This loan meets our minimum loan request. 

  • 80% LTC = 80% of the Purchase price. $130,000 x 80% = $104,000. 

  • This meets our minimum loan request. 


Request Preliminary Terms/ Submit a Loan

Request preliminary terms or Submit a Loan NOW?


By attending this website (www.expediahomes.com), any visitor is hereby expressing and/or accepting: 

This is not a commitment or offer to lend, buy or sell any securities. This website is for informational purposes only.  Interest Rates, Fees, and other important or minor details are subject to change based on market conditions, due diligence, and input by underwriting. If your project is approved, a formal loan commitment will be issued. Time frames for each portion of the process vary due to market conditions and other factors like third parties. By visiting this website, the visitors hereby agree on behalf of the visitor’s company / business entity along with sponsors, co-sponsors, officers, and/or investors, to hold harmless Expedia Homes,  LLC, www.expediahomes.com  LLC’s investors, employees, officers, and/or third party subcontractors in the closing of any transactions. Third party reports are ordered at on a cost plus review basis. Expedia homes, LLC cannot guarantee nor influence values, or other specific important and/or minor conclusions, along with the time frames to complete third party reports. Some projects require a project feasibility, and may or may not require traffic studies or other individual reports as required by specific subject property locations and market conditions. Expedia homes, LLC does not pay for third party reports, third party reports are billed via invoice that must be paid at presentation by the investor. Time is of the essence, and even though Expedia homes, LLC works tirelessly to maintain quick closing times, there are factors outside of the control of Expedia homes, LLC, along with other conditions, that do not always allow the projected time frames to be maintained.  Brokers and, or referral sources are protected, thus Expedia homes, LLC honors Broker Invoices or Referral Fee Agreements that are submitted in writing. Expedia homes, LLC only accepts new client files from brokers, if you have a further transaction, please see your introducing representative. Expedia homes, LLC  uses a private source of capital, therefore your information will not be shared with the general public on any marketing information. 

Expedia Homes, LLC is a limited liability company out of the State of Texas. Expedia Homes, LLC indirectly provides funds and also brokers requests that cannot be funded in house. Expedia Homes, LLC does not operate in any state or local area whereas the laws of that state or local are prohibit cost effective operations. Expedia Homes, LLC is a private company, not open for the public. Expedia Homes, LLC does its best to analyze and review all proposed transactions, but cannot possibly analyze, review, and take interest in all transactions that are presented. Rates, Fees, and other minor or important details are subject to change with or with out notice. No warranties are granted, nor should be implied. 

This page is intended to be used as an outline for discussion purposes only and relies upon, amongst other things, the accuracy of  the information entered by the applicant. All loan requests are subject to a full underwriting and due diligence review upon the submission of a complete loan file from the applicant, and the proposed terms and conditions may change based on the results of this review. Nothing herein represents a commitment, agreement, or obligation from Expedia Homes, LLC to lend money under these or any other terms.

 The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.